Holiday Hours:

Merchants and SouthPoint Bank locations will be closed Monday, June 19th.

Personal Loans

A Loan Process That Actually Lends You Confidence

Filling out a loan application shouldn’t fill you with doubt. Our local lenders make the personal loan process quicker and easier, and make the decision on your loan sometimes as fast as in the same day. Our personal loans have competitive rates and our lenders have real power. That means you have a loan tailored to your needs and payment preferences whether you’re borrowing for a new home, late model car, new appliance or line of credit. The flexibility and confidence of working with a local lender is what makes our relationships go far.

  • Use For Unexpected Expenses Or Major Purchases Like Autos, Boats And More
  • Affordable Repayment Plans
  • Personal Line of Credit
  • Overdraft Protection Line of Credit
  • Automatic Loan Payments

Many Types of Personal Loans From Your Type of Bank

Whatever reason you have to borrow, you have a local lender who knows you enough to find the right loan and payment option. Not excuses.

Installment Loans

Whether you’re looking to purchase a new ATV for a weekend retreat or need extra funds to cover an important expense, we make getting an installment loan quick and easy. Fixed rates and flexible payment plans make our loans just as easy on your budget.

Auto Loans

From basic transportation to your dream car, our auto loans come with competitive rates, flexible terms and a loan process that is quick and easy. 

Ready To Talk?

Meet the local lenders that make getting your loan easier. The advantage of local decision making is what makes so many people decide on us.

Lender Connect >


Merchants Bank

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