Holiday Hours:

Merchants and SouthPoint Bank locations will be closed Monday, June 19th.

Text Banking

Money Talks. And Also Texts.

Our text banking gives you 24/7 access to your accounts via text (SMS) messages on your phone. It’s a fast, easy way to look up account balances or recent account history just by sending a text command to the Merchants Bank shortcode. All text messages should be sent to 49794.

Text Banking will work on any text message (SMS) capable phone from one of our supported carriers. Mobile Alerts are a great way to stay alert and arm yourself against identity theft and fraud.

You must first enroll in the SMS/Text Banking in order to subscribe to Mobile Alerts. After registering for this mode, go to your Online Banking alert page. From here you will be able to subscribe to the alerts you wish to receive on your mobile device. Just remember; don’t bank and drive.

What are the Text Banking commands?




Balance B Summary of available balances for all accounts
History H Summary of recent transactions per account
Command C List of available Text Banking commands
Help HE Help content for Text Banking
Login L Receive a URL for the Merchants Bank of Alabama Mobile Browser website
Recover R Receive a URL and new activation code for the Merchants Bank of Alabama Mobile Browser web site
Stop S De-activate all Merchants Bank of Alabama text services

Merchants Bank

Third Party Site Disclaimer

By accessing the noted link you will be leaving Merchants Bank's website and entering a website hosted by another party. Merchants Bank has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of The Merchants Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Merchants Bank.