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About Merchants

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What Brings Customers Our Way

Merchants Bank of Alabama, a division of SouthPoint Bank, has become Cullman County’s go-to locally owned bank by going way out of our way. It’s an approach to banking that goes way back to 1907 when we opened in Hanceville, Alabama. Since then we’ve made a point of changing with the customer. Not just the times. That means as our lives got busier, our drive thru lanes started opening earlier, we added Saturday banking hours and the latest banking technology is making your day easier. As banking got more impersonal, we offered local decision-makers with real power, long-time employees with a real connection to customers and a person on the other end of your telephone call. Unlike large banks, we’re personally, not just financially invested in our communities, with employees and officers that dedicate real time to their towns’ charities and causes.

The Neighborhood Bank For What’s Around The Corner

Our way of local banking built relationships that ended up building great communities. We’ve helped open local pharmacies and volunteer fire departments, construction companies and manufacturing plants that employ many of our customers. Our Ag Lending has helped keep Cullman County an agricultural powerhouse and family farming a thriving local tradition.

And, we have thrived along with our communities. Now as a division of SouthPoint Bank, we have approximately $1 billion in assets, $895 million in deposits and 10 branches. But our greatest asset, our reputation, makes us the go-to bank in the local markets we serve.

In a world of mega-banks, The Merchant’s Way still towers. As more big-name banks moved into our communities, we kept our commitment to remain a local community bank, which has kept us a local leader.

The Merchants Way has never been about size, but about what is big with our customers. Discover the power of banking with a local bank.


Merchants Bank

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