NEW! Business Online Banking

All business customers, please visit for access to the new Business Online Banking Platform!

Personal Banking

Discover how our personal banking can help you discover your personal best. We make switching banks easy.

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Ways To Make Personal Banking Just That

Personal Banking is much more to us than a name, so that’s why we make a point of knowing yours to offer the best in local banking. After all, you don’t just have an account. You have a life, a full schedule, a plan for the future. With all the demands on your time, we think you should demand more from personal banking. We offer drive thru lanes that open earlier before work and Saturday banking hours. Approachable loan officers that welcome your questions, and local decision makers that take time to offer the right loan, and don’t take up your time making a decision.

A Bank That Takes Your Goals Personally

Making banking truly personal hasn’t just generated business, it’s made us a part of local families’ lives for generations. From the first small loan that builds the credit to buy your home or start a business, to our Silver Spirit Club that turns retirement into adventure, Merchants Bank of Alabama, a division of SouthPoint Bank, fits where you are in your life and in your day. Seeing our customers do well makes our day. This is our hometown, and your success helps our communities thrive. Discover how our personal banking can help you achieve your personal best.


Merchants Bank

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