Silver Spirit Club


The Personal Banker That Can
Build A Wealth Of Memories

You’ve gained the wisdom to realize money can’t buy happiness. That’s why we created a bank club where the features include friendship, travel and great memories! Our Silver Spirit Club is a one-of-a-kind bank loyalty club for those who aren’t just customers, but kindred spirits. Silver Spirit members have their own personal banker who helps them get the most from their financial services and their life. Your Silver Spirit banker plans great trips, concerts, live theatre events and interesting seminars. While you make friends, we make sure your accounts are managed and your money’s performing.

Banks Say They’ll Give You The World. We Actually Do.

Are there places you wanted to travel, things you wanted to do, but you didn’t want to do them by yourself? Meet our members and you’ll soon be sharing a table, or a plane seat with others who share your spirit. Silver Spirit members have cruised Alaska, toured Napa Valley wine country, visited cities from Charleston to New York, seen great live theatre and concerts, and flown to destinations like Hawaii.

Take a look at our annual event calendar and you’ll see lots of fun activities. We take care of every detail from getting the best group rates on first class accommodations to packing your lunch and taking care to make sure you have an experience you can’t stop talking about.

Silver Spirit Club

We Make Sure Your Finances Are Getting Somewhere Also

Your Silver Spirit Banker makes sure your finances are really going places just like you. We guide you in opening new accounts you may need as well as helping maintain and capitalize on existing accounts. You have a banker who knows what types of accounts are in your comfort zone and how you like your accounts set up. While we manage your money, we can help you plan how to spend something even more precious. Your time.

Join Our Silver Spirit Club And Get A New Checkbook. And Start A New Scrapbook

If you are over 50 and want to join, open a checking account and maintain a minimum $1,000 checking account balance. Or, maintain a combined $5,000 balance in your choice of a savings account or CD. And even more importantly, as a Merchants Bank customer you can always be assured of exceptional service, especially in this truly exceptional club.

Silver Spirit outings are based on a minimum of 30 paying participants. Merchants Bank of Alabama, a division of SouthPoint Bank, reserves the right to cancel or amend a trip if less than the minimum enroll. All itinerary inclusions are subject to change based on final numbers and availability.

A minimum deposit is required to place your name on the reservation list. If you cancel after the final payment deadline, this deposit will be non-refundable unless you find a passenger to replace you.

Events Calendar >

Travel Payment Methods

We are now proud to offer the following payment methods for all trips or travel:

  • Cash
  • Check
  • Direct Debit
  • Visa
  • Master Card
  • Discover
  • American Express

Many say that Silver Spirit makes them feel like a family, so you know you’ll feel good about your membership. We encourage you to talk to other members about their experiences. For more information about Silver Spirit Club membership or an upcoming event, contact Elizabeth Nicholas at 256-531-9039, or


Merchants Bank

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