Business Loans

You Have A Vision. We Have A Way.

You dream of putting out the open sign, breaking ground on a new building, or showing customers to their table. You may already have a small business, just not the right banking relationship to make it what it could be. Whatever type of business you want to start or expand, there’s only one type of bank you’re looking for. A bank that doesn’t just make business loans, but makes you feel comfortable and empowered with the entire process.

A Higher Return On Your Relationship

You’re looking at having to buy equipment, rent space, and hire employees. That’s why you want to be able to look your bank’s decision-maker in the eye. At Merchants Bank of Alabama, a division of SouthPoint Bank, you sit down with a local small business lender who has the power to make decisions and the experience to offer the right financial product. We only make a profit when our relationships last, so we put our relationship with you first. And never put off giving you an answer.

Dealing With Problems. Like Success.

Your financial needs are always in flux. That’s why you need a business banker that’s always in touch. From unexpected growth to unexpected changes in technology, your local lender is a partner in keeping the lines on your growth chart heading up. You get the financial product that’s the right fit with the banker that fits in perfectly from the start of your business.

  • Working Capital Loans
  • Machinery & Equipment Loans
  • Inventory Loans
  • Business Acquisition Loans
  • Agricultural Loans
  • Municipal Loans
  • Commercial Building Loans
  • Multi-Family Apartment Loans
  • Land Development Loans
  • Construction Loans

Read our financial tips for taking your small business idea to the next level with the right small business lender by your side.

Local Lenders Mean Local Decision Making

Lender Connect >


Merchants Bank

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