Holiday Hours:

Merchants and SouthPoint Bank locations will be closed Monday, June 19th.

Ag Lending

Deep Roots In Cullman’s Growth Industry

When we started in 1907, farming was the number one reason people walked through the doors of our bank. Over a century later, when Cullman ranks among the highest nationally and regionally in poultry, sweet potato and farm production, there are even more reasons farmers come to us for ag lending. We have a deep understanding of the unique challenges faced by farmers and farm families. Our loan and financial products are tailored to meet the needs of business people who follow breaking news on their weather radio, not Wall Street Week.

Ag Loans That Fit Farming Like A Canvas Glove

Our Ag Lending meets the needs of businesses that meet around the kitchen table. We provide working capital for planting and livestock acquisition as well as real estate loans for land expansion and lending for farm equipment. We offer farmers the agricultural financing they need to fulfill their needs, obligations and ultimately their dream, providing a spectrum of farm-friendly loan products that feature low-interest rates and lines of credit.

Lenders That Cultivate A Long Term Relationship

Whatever crop you raise, we understand what you’re really trying to grow is your future. With Merchants Bank of Alabama, a division of SouthPoint Bank, you meet with a local lender who has the power to give you a decision, often while you’re meeting with him. Being your local decision maker gives our lenders a sense of ownership in your venture that is fertile soil for a long term relationship. Whether you farm part-time or your farm covers part of the county, talk to one of our lenders. You get up for work in the dark. Choose a lender who won’t keep you there.

For assistance with Ag Lending, contact 256-734-8110.



Merchants Bank

Third Party Site Disclaimer

By accessing the noted link you will be leaving Merchants Bank's website and entering a website hosted by another party. Merchants Bank has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of The Merchants Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Merchants Bank.