Ask about our 2.00% APY* 15-Month CD

Together we can climb toward your financial goals.
In an uncertain economy, ensuring the stability of your finances is crucial. Talk to a Merchants banker about options to keep your money safe and climbing.



Melissa Henderson, Investment Advisor

Add Knowledge And Experience To Your Portfolio with An Investment Advisor

We can’t be a great bank without solutions to all your banking needs and as your money grows that includes investing. To help you create a great financial strategy, Merchants Bank of Alabama, a division of SouthPoint Bank, has formed a unique partnership with Concourse Financial Group, a registered investment advisor. Our partnership gives you the advantage of a full range of investment options including financial needs analysis, mutual funds, annuities, life insurance and more.

Your Concourse Financial Group representative, Melissa Henderson, is a fully licensed, experienced financial professional dedicated to helping you obtain your financial goals.  You can navigate through the myriad investment choices available in today’s complex markets, with the confidence that comes from knowing you can rely on the expertise of a professional with years of investment experience.

Let Us Help You Look Forward to a Great Retirement

You have a vision of a great retirement. Our Investment Advisor can help you create a strategy to make it happen. Ms. Henderson will be pleased to meet with you to discuss your current financial situation and help you determine the best way to meet your financial goals. She can show you how to build your portfolio using a customized asset allocation program tailored especially for your goals with access to many of America’s most popular mutual fund families and annuities. Call or email today for an appointment with our investment advisor for a complimentary retirement planning session. Ms. Henderson can be reached at 256-735-2507 or by email at

Investment Advice In Your Comfort Zone

Our philosophy is simple. We offer top investment services including the guidance of an experienced Investment Advisor in a relaxed hometown environment.


Check the background of your financial professional on FINRA’s Broker Check.


Merchants Investment Services is a division of Merchants Bank of Alabama, a division of SouthPoint Bank.  Securities offered through Concourse Financial Group Securities; (CFGS), Member FINRA/SIPC.  Advisory services offered through Concourse Financial Group Advisors, a DBA for CFGS, a Registered Investment Advisor.  Merchants Investment Services and Merchants Bank of Alabama, a division of SouthPoint Bank is independent of CFGS.

For a copy of CFGS’s Form CRS please visit:

Please be advised that presently Melissa Henderson holds a Series 7, 66, Life and Health licenses and provides investment advice in the state of Alabama, Texas, Florida, Delaware and Tennessee.  For residents of other states, proper license registration must be obtained by Henderson before proceeding further. No parts of this communication should be construed as an offer to sell any security or provide investment advice or recommendations. Securities offered through Concourse Financial Group will fluctuate and are subject to investment risks including possible loss of principal.

Please Note: The information being provided is a courtesy. When you link to any of these web sites provided herewith, you are leaving this site. Concourse Financial Group Securities makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site. When you access one of these sites, you are leaving Merchants Bank of Alabama, a division of SouthPoint Bank website and assume total responsibility and risk for your use of these sites.


Merchants Bank

Third Party Site Disclaimer

By accessing the noted link you will be leaving Merchants Bank's website and entering a website hosted by another party. Merchants Bank has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of The Merchants Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Merchants Bank.