Raymond was born in Cullman, has lived here for 61 years.

He has been in banking for 40 of those years and joined Merchants in 2004.

What matters to you?

To be courteous and to offer quick decision-making that is always in the customer’s best interest, while maintaining the bank’s interest at the same time.

To you, what is The Merchants Way?

Service and competitive pricing sets us apart, more than just our bank products.

What do you like most about your job?

Helping our customers with their financial needs, and seeing them reaching their dreams, such as purchasing an automobile or a new home.

What do you do in your spare time?

I enjoy hunting and going to the lake.

How are you active in the community?

I serve on the Cullman County Industrial Development Authority Board, the Cullman Lions Club, Habitat for Humanity and also serve on the Festhalle Farmers Market Committee.